Refund & Cancellation Policy

REFUND POLICY

In the event a student does not enter a program for which she/he has enrolled, withdraws after beginning classes, or is dismissed from the school prior to completion of the program a refund of monies paid (applied to the student’s tuition account) is made to the student in accordance with this refund policy. This refers to the payment plan or paying per quarter in full.

REFUNDS FOR CLASSES CANCELED BY THE INSTITUTION

If fees are collected in advance of the start date of a program and SUNM cancels the class, SUNM will refund 100% of the tuition and fees collected. The refund will be issued within 30 days of the date of cancellation.

COURSE WITHDRAWAL

A student may withdraw from a course any time. After a student officially withdraws from a course, he/she will have to repeat the course in full in order to receive credit for it. Refunds shall be made according to the refund policy.

PROGRAM WITHDRAWAL

Any student who wishes to withdraw from the program may do so. Any student who formally withdraws from the program will be subject to the re-admissions policy if at any time they wish to be re-admitted. Refunds will be made according to the refund policy.

WITHDRAWAL DATE

The withdrawal date used to determine when the student is no longer enrolled at SUNM is the date the student began the withdrawal process by completing an official withdrawal form, submitting that form to the Registrar’s office and ceasing to attend classes or other school activities. A student who submits a completed official withdrawal form, but continues to attend classes or other school will not be considered to have officially withdrawn from the school. If a student does not complete the official withdrawal process, the school will determine the school’s withdrawal date based upon the last date of student activity. A student has the right to withdraw from a degree program at any time. If a student withdraws from the degree program after the period allowed for cancellation of her/his Enrollment Agreement, which is until midnight of the fifth business day following the first class the student attended, SUNM will remit a refund, according to the refund policy. The student is obligated to pay only for educational services rendered. The refund will be made according to the refund policy. If a student incurs 14 consecutive calendar days of absence, excluding holidays, does not communicate directly with the school regarding the nature of those absences, and does not officially withdraw from the course in writing, she/he will be considered withdrawn from the course. The refund will be calculated based on the refund policy.

REFUNDS FOR STUDENTS WHO WITHDRAW ON OR BEFORE THE FIRST DAY OF CLASS

If tuition is collected in advance of the start date of classes and the student does not begin classes or withdraws on the first day of classes, SUNM will refund 100% of the tuition paid. The refund will be issued within 30 days of the first day of class.

REFUNDS FOR WITHDRAWAL AFTER CLASS COMMENCES

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CANCELLATION POLICY

A student has the right to cancel her/his agreement for a degree program of instruction until the midnight of the fifth business day on which she/he attended her/his first class. Business day means a day on which the student is scheduled to attend a class session.
  1. Cancellation can be made in any manner: phone, email, USPS, etc.
  2. The written notice of cancellation, if sent by mail, is effective based on the post mark date.
  3. If the Enrollment Agreement is canceled for a degree program of instruction by midnight of the fifth business day on which the student attended his/her first class (business day is a day on which a student is scheduled to attend a class session), the student will have no liability to SUNM for tuition and the school will refund any money that the student paid within 30 days after it receives the student’s notice of cancellation.

Refunds For Classes Cancelled By The Institution

If fees are collected in advance of the start date of a program and SUNM cancels the class, SUNM will refund 100% of the tuition and fees collected within 30 days of the date of cancellation.

Course Withdrawal

A student may withdraw from a course any time. After a student officially withdraws from a course, he/she will have to repeat the course in full in order to receive credit for it. Refunds shall be made according to the refund policy.

Program Withdrawal

Any student who wishes to withdraw from the program may do so. Any student who formally withdraws from the program will be subject to the re-admissions policy if at any time they wish to be re-admitted. Refunds will be made according to the refund policy.

Withdrawal Date

A student has the right to withdraw from the program at any time. The withdrawal date used to determine when the student is no longer enrolled at SUNM is the date the student began the withdrawal process by completing an official withdrawal form, submitting that form to the Registrar and ceasing to attend classes or other school activities. A student who submits a completed official withdrawal form, but continues to attend classes or other school activities, will not be considered to have officially withdrawn from the school. If a student does not complete the official withdrawal process, the school will determine the school’s withdrawal date based upon the last date of student activity.

If a student withdraws from the degree program after the period allowed for cancellation of her/his Enrollment Agreement, which is until midnight of the fifth business day following the first class the student attended, SUNM will remit a refund less a registration fee, if applicable, not to exceed $100 within 30 days of the date of determination of withdrawal. The student is obligated to pay only for educational services rendered based on the refund policy. SUNM does not issue refunds for less than $5.00 unless requested by the student.

If a student incurs 14 consecutive calendar days of absence, excluding holidays, does not communicate directly with the school regarding the nature of those absences, and does not officially withdraw from the course in writing, she/he will be considered withdrawn from the course. The refund will be calculated based on the last day attended (LDA) according to the pro- rata refund policy that follows.

Refunds For Students Who Withdraw On Or Before The First Day Of Class

If tuition and fees are collected in advance of the start date of classes and the student does not begin classes or withdraws on the first day of classes, SUNM will refund 100% of the tuition and fees within 30 days of the first day of class.

Refunds For Withdrawal After Class Commences

Length of Term 12 Weeks
Percentage of Tuition Returned to the Student Minus the Application and/or Registration Fee AFTER
1st week 80%
2nd week 70%
3rd week 60%
4th week 50%
5th week 40%
6th week 30%
7th week 20%
8th week 10%
9th week 0%

The three year Doctoral Naprapathic program includes 190 quarter credit hours. The cost of each quarter credit hour is $331.58, with a total program tuition cost of $63,000 with no fees charged except the non-refundable application fee. All students are eligible to participate in SUNMs 36-month individualized student payment plan. The first month’s payment of $1750.00 ($1750.00*36 = $63,000) is due prior to the start of Year One Quarter One. Each student is offered a customized interest free plan with monthly payment options of between $750 and $1531.94. Payments due in months 2-35 are the agreed upon monthly payment option. The payment due in month 36 is equivalent to the amount of tuition still owed. Therefore, if a student were to withdraw, the amount of the potential refund is based on the tuition amount paid at the time of withdrawal, if the student has a credit balance on their account, then the refund will be applied within 30 days.

The three year Doctoral Naprapathic program includes 190 quarter credit hours. The cost of each quarter credit hour is $331.58, with a total program tuition cost of $63,000 with no fees charged except the non-refundable application fee. All students are eligible to participate in SUNMs 36-month individualized student payment plan. The first month’s payment of $1750.00 ($1750.00*36 = $63,000) is due prior to the start of Year One Quarter One. Each student is offered a customized interest free plan with monthly payment options of between $750 and $1531.94. Payments due in months 2-35 are the agreed upon monthly payment option. The payment due in month 36 is equivalent to the amount of tuition still owed. Therefore, if a student were to withdraw, the amount of the potential refund is based on the tuition amount paid at the time of withdrawal, if the student has a credit balance on their account, then the refund will be applied within 30 days.

Student on a Payment Plan

Sample Refund Calculation #1:
Based on credit hours, for each three quarter credit hour course, weekly tuition is $99.48 During Year One Quarter One, students are enrolled in six courses. The total weekly tuition is $596.88 (6 courses*$99.48).

  • Once students are in Week 2 the tuition due is $1193.76 (2 weeks*$596.88)
  • In Week 3 the tuition due is $1790.64 (3 weeks*596.88)
  • In Week 4 the tuition due is $2387.52 (4 weeks*596.88)
  • This results in students owing more than they have paid by the end of Week 6 of Year One Quarter One.
  • If a student withdraws in Weeks 1-6 the student would be due a refund.
  • Beginning in Week 7 of Year One Quarter One the student owes SUNM and is not due a refund as documented in the chart.

Payment Plan Sample #1 – Year 1, Quarter 1

After Refund % Obligation % Weekly Tuition Paid Obligation Refund/(Obligation)
1st Week 80% 20% $596.88 $1,750.00 $119.38 $1,630.62
2nd Week 70% 30% $1,193.76 0 $358.13 $1,391.87
3rd Week 60% 40% $1,790.64 0 $716.26 $1,033.74
4th Week 50% 50% $2,387.52 0 $1,193.76 $556.24
5th Week 40% 60% $2,984.40 $750 $1,790.64 $709.36
6th Week 30% 70% $3,581.28 0 $2,506.90 ($6.90)
7th Week 20% 80% $4,178.16 0 $3,342.53 ($842.53)
8th Week 10% 90% $4,775.04 0 $4,297.54 ($1,797.54)
9th Week 0% 100% $5,371.92 $750 $5,371.92 ($2,121.92)

Sample Refund Calculation #2:
Based on credit hours, for each three quarter credit hour course, weekly tuition is $99.48.

  • During Year One Quarter One, students are enrolled in six courses. The weekly tuition is $596.88 (6 courses*$99.48).
  • Once students are in Week 2 the tuition due is $1193.76 (2 weeks*$596.88)
  • In Week 3 the tuition due is $1790.64 (3 weeks*596.88)
  • In Week 4 the tuition due is $2387.52 (4 weeks*596.88)
  • This results in students owing more than they have paid by the end of Week 6 of Year One Quarter One.
  • If a student withdraws in Weeks 1-6 the student would be due a refund.
  • Beginning in Week 7 of Year One Quarter One the student owes SUNM and is not due a refund as documented in the chart below.
  • Per the student payment plan, the student paid $750 during the second and third month.
  • With the down payment of $1750 and three tuition payments of $750 each the student has paid $3250.00. The student still owes from the first quarter of the first year.
  • During the second quarter of the first year, the student enrolls in six (6) courses that are three (3) quarter credit hours each for a tuition of $5968.44 ($331.58*18 quarter credit hours). The weekly tuition is $596.88 (6 courses*$99.48).
  • Per the student payment plan, the student paid $750 during the fourth and fifth month.
  • The student withdraws during Week 6 of the second quarter of the first year.
  • The percentage of the total tuition due to the student for the quarter is 40%. However, the student still owes for the first quarter of the first year ($3912.56) and no tuition has been applied to the second quarter of the first year.
  • Therefore, the student owes SUNM the balance due from the first quarter of the first year and the balance for first five weeks of the second quarter of the first year.

Payment Plan Sample #2 – Year 1

Quarter 1 After Refund % Obligation % Weekly Tuition Paid Obligation Refund/(Obligation)
1st Week 80% 20% $596.88 $1,750.00 $119.38 $1,630.62
2nd Week 70% 30% $1,193.76 0 $358.13 $1,391.87
3rd Week 60% 40% $1,790.64 0 $716.26 $1,033.74
4th Week 50% 50% $2,387.52 0 $1,193.76 $556.24
5th Week 40% 60% $2,984.40 $750 $1,790.64 $709.36
6th Week 30% 70% $3,581.28 0 $2,506.90 ($6.90)
7th Week 20% 80% $4,178.16 0 $3,342.53 ($842.53)
8th Week 10% 90% $4,775.04 0 $4,297.54 ($1,797.54)
9th Week 0% 100% $5,371.92 $750 $5,371.92 ($2,121.92)
10th Week 0% 100% $5968.8   $5968.8 ($2,718.80)
11th Week 0% 100% $6,565.68   $6,565.68 ($3,315.68)
12th Week 0% 100% $7,162.56   $7,162.56 ($3,912.56)
The student begins Year One Quarter Two still owing for Year One Quarter One ($3912.56)

The student begins Year One Quarter Two still owing for Year One Quarter One ($3912.56)

Quarter 2 Refund % Obligation % Weekly Tuition Paid Obligation Refund/(Obligation)
1st Week 80% 20% $596.88 $750 132.63 617.37
2nd Week 70% 30% $1,193.76 0 397.90 352.10
3rd Week 60% 40% $1,790.64 0 795.79 -45.79
4th Week 50% 50% $2,387.52 0 1326.26 -576.26
5th Week 40% 60% $2,984.40 $750 1989.39 -489.39
6th Week 30% 70% $3,581.28 0 2785.15 -1285.15
7th Week 20% 80% $4,178.16 0 3713.53 -2213.53
8th Week 10% 90% $4,775.04 0 4774.54 -3274.54
9th Week 0% 100% $5,371.92 $750    

PStudent Not on a Payment Plan

Sample Refund Calculation:

  • A student has paid $1531.94 ($51150/36) as a program down payment.
  • During the first quarter of the first year, the student enrolls in six (6) courses that are three (3) quarter credit hours each for a tuition of $5224.68 ($290.26*18 quarter credit hours).
  • The student pays $3690.74 during the first week of the first quarter of the first year. The tuition for the quarter is paid in full.
  • The student withdraws during Week 6 of the first quarter of the first year.
  • The percentage of the total tuition due to the student is 40%. The student is entitled to a refund of $2,089.87 ($5224.68*.40).

No payment plan – Year 1, Quarter 1

Withdraws after: Refund % Obligation % Quarterly Tuition Paid Obligation Refund
1st Week 80% 20%   0   $4179.74
2nd Week 70% 30%   0   $3657.28
3rd Week 60% 40%   0   $3134.81
4th Week 50% 50%   0   $2612.34
5th Week 40% 60%   0   $2089.87
6th Week 30% 70%   0   $1567.40
7th Week 20% 80%   0   $1044.94
8th Week 10% 90%   0   $522.47
9th Week 0% 100%   0   $0.00

SUNM shall make the appropriate refund within thirty days of the date the school is able to determine that a student has cancelled or has been terminated from a course. Students are not permitted to withdraw from a course after the original quarter end date.

Cancellation Policy

A student has the right to cancel her/his agreement at any time. Business day means a day on which the student is scheduled to attend a class session.

  • Cancellation can be made in any manner: phone, email, USPS, etc.
  • The written notice of cancellation, if sent by mail, is effective based on the postmark date.
  • If the Enrollment Agreement is canceled by midnight of the fifth business day on which the student attended her/his first class (business day is a day on which a student is scheduled to attend a class session), the student will have no liability to SUNM for tuition and the school will refund any money that the student paid within 30 days after it receives the student’s notice of cancellation.
  • SUNM does not grant refunds for books purchased at SUNM or other miscellaneous fees.
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